Credit Check Process
Amplify conducts credit checks on the majority of positions we hire. Credit checks are conducted for positions that handle cash or have the ability to affect member accounts through our systems. We do not expect that every candidate will have good credit (although it certainly makes us happy when they do!) We understand that things happen in life that can impact a person's credit. However, we do expect that the candidates who become our team members take their financial issues seriously and actively work on correcting negative accounts. Here is what we DON'T consider when we review your credit report: What we do consider is the number of "paid as agreed" accounts compared to the number of past due/collection/charged off accounts. We also consider the timing of the negative accounts. Are the all isolated to a particular time? Are they old accounts and all new accounts are being paid as agreed? Historically, have the majority of accounts been paid as agreed, but more recent accounts are in a negative status? We feel that each candidate is an individual, and so we consider all of these factors on a case-by-case basis. If you are offered a position and you have less-than-perfect credit, we will expect you to: Explain the circumstances that led to the accounts being negative; Explain what you are doing to address the situation and how you plan to bring your credit back to good standing; Provide any third-party documentation you have that shows you are working with your creditors to resolve your credit issues (for example, payment plan acknowledgement letters, etc.)
Please be prepared to provide this type of information. If you have any questions about this process, contact humanresources@goamplify.com, or speak to your Amplify recruiter. |